10 Budget-Friendly Ways to Have Debt Free Holidays

holiday gifts

The holidays can be rough. We’re enduring so much pressure to buy the new toy, get the latest gadgets, and tend to a long list of people we need to gift.  But, the holidays shouldn’t be that way. You can still have a wonderful celebration with friends and family without spending hundreds of dollars in […]

7 Steps to Eliminate Your Collections Debt

get rid of collections debt

Getting in debt is as easy as a click these days. But, getting out of debt can take years and the process can be stressful.  If that debt somehow makes it to collections? The stress just got serious.  Even worse, when you struggle to pay off your debt and are living paycheck to paycheck, it […]

How Spending Habits Affect Your Financial Security

restaurant dining

Do you ever wonder why it’s so hard to get to financial security? I’m gonna give it to you straight. It’s your spending. A lot of us are under the impression that we’re not rich because we don’t make enough money. While that might be a small percentage of us, many of us make enough […]