What I learned from being in 105,000 of debt
What I learned by being in $105,878.64 of debt. Nothing is easier than piling on debt. It literally takes seconds to charge something to your credit card or minutes to be approved for a consumer loan. I, like many of you, fell into the cycle of charging impulse purchases on credit, and I found myself […]
10 Budget-Friendly Ways to Have Debt Free Holidays
The holidays can be rough. We’re enduring so much pressure to buy the new toy, get the latest gadgets, and tend to a long list of people we need to gift. But, the holidays shouldn’t be that way. You can still have a wonderful celebration with friends and family without spending hundreds of dollars in […]
7 Steps to Eliminate Your Collections Debt
Getting in debt is as easy as a click these days. But, getting out of debt can take years and the process can be stressful. If that debt somehow makes it to collections? The stress just got serious. Even worse, when you struggle to pay off your debt and are living paycheck to paycheck, it […]
How To Pay off $45,000 in 17 months on One Income
Today, we have a guest post from Ashley from Budgets Made Easy. Ashley Patrick is a Ramsey Solutions Master Financial Coach and owner of Budgets Made Easy. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. She was featured in Fox Business, USA Today, Yahoo! […]
What I Wish I’d Known Sooner When Paying Off Debt
Today, I’m excited to share a post from Jackie Beck. Jackie is an empty nester who lives in metro Phoenix with her husband and their high-energy dog. She’s the creator of the smart phone app Pay Off Debt by Jackie Beck, and the founder of JackieBeck.com. She and her husband have been debt free since […]
How Spending Habits Affect Your Financial Security
Do you ever wonder why it’s so hard to get to financial security? I’m gonna give it to you straight. It’s your spending. A lot of us are under the impression that we’re not rich because we don’t make enough money. While that might be a small percentage of us, many of us make enough […]
3 Simple Steps to Pay Off Debt when You’re Broke
You may have debt pay off as one of your goals this year. You’re finally going to pay it off and not look back. There’s only one problem. You don’t make a lot of money and it feels like it’s going to take forever to pay off all that debt. Paying off your debt is […]
3 Major Benefits from Refinancing Your Mortgage
3 Major Benefits You’ll Enjoy from Refinancing Your Mortgage to a 15-year loan Refinancing your mortgage has a lot of benefits, depending on your situation. Mortgage refinancing can seem like you’re starting all over again, like you’re taking a step back in your journey. But, in my experience, refinancing my mortgage gave me a lot […]