How to Create a Debt Payoff Plan That Actually Works in 2025
If you’ve ever tried to build a debt payoff plan and still felt stuck, overwhelmed, or unsure where to begin, you’re not alone. With higher interest rates, rising living costs, and financial pressure on working families, knowing how to create a debt payoff plan that actually works has become more important than ever. A strong […]
What I learned from being in 105,000 of debt
What I learned by being in $105,878.64 of debt. Nothing is easier than piling on debt. It literally takes seconds to charge something to your credit card or minutes to be approved for a consumer loan. I, like many of you, fell into the cycle of charging impulse purchases on credit, and I found myself […]
7 Credit Card Mistakes You’re Making & How to Fix Them
Credit card mistakes are common only to those who aren’t aware. So many credit card mistakes are avoidable, you just need to understand how to use your credit card wisely and sidestep these pitfalls. Credit cards could be a great tool in your money arsenal, but you need to learn how to use them the […]
10 Budget-Friendly Ways to Have Debt Free Holidays
The holidays can be rough. We’re enduring so much pressure to buy the new toy, get the latest gadgets, and tend to a long list of people we need to gift. But, the holidays shouldn’t be that way. You can still have a wonderful celebration with friends and family without spending hundreds of dollars in […]
7 Steps to Eliminate Your Collections Debt
Getting in debt is as easy as a click these days. But, getting out of debt can take years and the process can be stressful. If that debt somehow makes it to collections? The stress just got serious. Even worse, when you struggle to pay off your debt and are living paycheck to paycheck, it […]
7 Easy Ways to Stop Impulse Buying
Impulse buying has been ingrained into our daily life. We shop when we’re bored, we shop when we’re sad and we shop just because there’s a sale. It’s no wonder that many times, we have no control over our spending and have trouble managing our money. I’ve had many months where the spending got away […]
How To Pay off $45,000 in 17 months on One Income
Today, we have a guest post from Ashley from Budgets Made Easy. Ashley Patrick is a Ramsey Solutions Master Financial Coach and owner of Budgets Made Easy. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. She was featured in Fox Business, USA Today, Yahoo! […]
What I Wish I’d Known Sooner When Paying Off Debt
Today, I’m excited to share a post from Jackie Beck. Jackie is an empty nester who lives in metro Phoenix with her husband and their high-energy dog. She’s the creator of the smart phone app Pay Off Debt by Jackie Beck, and the founder of JackieBeck.com. She and her husband have been debt free since […]
How Spending Habits Affect Your Financial Security
Do you ever wonder why it’s so hard to get to financial security? I’m gonna give it to you straight. It’s your spending. A lot of us are under the impression that we’re not rich because we don’t make enough money. While that might be a small percentage of us, many of us make enough […]
3 Simple Steps to Pay Off Debt when You’re Broke
You may have debt pay off as one of your goals this year. You’re finally going to pay it off and not look back. There’s only one problem. You don’t make a lot of money and it feels like it’s going to take forever to pay off all that debt. Paying off your debt is […]